Saving for retirement is the most important investing goal for most of us. In order to successfully achieve a comfortable retirement, it is important to establish and implement a proper plan.
Retirement planning can be broken into two phases:
1) The accumulation phase, where the goal is to grow the retirement assets to the point of being able to sustain a comfortable retirement lifestyle
2) The distribution phase, where the goal is to draw a retirement income from the accumulated assets in a manner that will allow the nest egg to last as long as you do.
To have a successful retirement, it is imperative to take the proper steps during both of these phases.
Gene Nazelrod and Jason Nazelrod are registered investment advisor Representatives of Nazelrod & Associates Financial Services Inc., a registered investment advisor in the state of Maryland. Gene and Jason are also licensed in the state of Maryland as registered securities representatives of LaSalle St. Securities, LLC, a registered broker dealer. Please inquire about other states in which Gene or Jason are licensed. Gene and Jason are also Certified Financial Planners™ by the Certified Financial Planner Board of Standards.